ValenciaLink
Property Purchase Guide

Buy Property in Valencia

From historic apartments in El Carmen to modern penthouses overlooking the sea. Every listing is verified, every price is analyzed, and our local team guides you from viewing to notary.

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Types of Property in Valencia

Valencia offers diverse property types across 15+ districts. Here's what you can find:

Apartments

The most common property type. From €120K for a studio in emerging areas to €500K+ for renovated flats in the historic center. Average: €2,100/m².

Penthouses

Rooftop living with terraces and views. Concentrated in Eixample, Ruzafa, and the marina area. From €250K to €800K. Premium of 20-40% over standard apartments.

Villas & Chalets

Detached and semi-detached homes in peripheral areas: La Eliana, Godella, Rocafort. From €350K to €1.2M. Larger plots with gardens and pools.

Townhouses

Traditional Valencian townhouses in Benimaclet, Cabanyal, and the Huerta area. From €180K to €450K. Character properties with renovation potential.

New Developments

Off-plan and newly built projects with modern features, energy efficiency, and parking. From €200K. Concentrated in Quatre Carreres, Benicalap, and coastal zones.

Commercial

Retail units, offices, and mixed-use properties. Ideal for entrepreneurs or investors seeking commercial rental income. From €80K.

The Buying Process — Step by Step

Buying property in Valencia is straightforward with the right guidance. Here's the typical timeline:

1. Search & Shortlist

We curate properties matching your criteria. View listings, visit properties, and narrow down your favorites. Timeline: 1-4 weeks.

2. Make an Offer

We negotiate on your behalf. Once agreed, a reservation deposit (€3-6K) secures the property. Timeline: 1-2 weeks.

3. Due Diligence

Lawyer checks the property title, debts, planning permissions. Structural survey if needed. We handle all paperwork. Timeline: 2-4 weeks.

4. Private Contract (Arras)

Sign the arras contract and pay 10% deposit. This legally binds both parties. Either side can withdraw, forfeiting the deposit. Timeline: 1 week.

5. Mortgage (if needed)

Bank valuation, approval, and mortgage deed preparation. We work with multiple banks for the best rate. Timeline: 3-6 weeks.

6. Completion at Notary

Sign the escritura (deed) at the notary, pay the balance, receive the keys. Property registered in your name. Timeline: 1 day.

Cost Breakdown for Buyers

Transparent pricing — here's exactly what you'll pay beyond the property price:

10%
Transfer Tax (ITP)
10% of purchase price (resale properties)
11.5%
VAT (New builds)
10% VAT + 1.5% stamp duty (new properties)
~€900
Notary Fees
Based on property value, typically €600–€1,200
~€500
Land Registry
Registration of the property in your name
1–1.5%
Legal Fees
Lawyer for due diligence and contract review
1–2%
Mortgage Costs
Valuation, arrangement fee, insurance (if applicable)

Buy Prices by District — Live Data

Average purchase prices per square meter across Valencia, based on our tracked listings.

DistrictLivabilityInvestmentTourist
L'EIXAMPLE8.79.08.0
POBLATS MARITIMS7.59.09.0
BENIMACLET8.08.55.0
CIUTAT VELLA7.88.010.0
EL PLA DEL REAL9.08.07.0
QUATRE CARRERES7.08.09.0
CAMINS AL GRAU7.08.08.0
BENICALAP6.58.03.0

Frequently Asked Questions — Buying Property in Valencia

You can find small studios or properties needing renovation from €60-80K in areas like Patraix or Torrefiel. For a livable 2-bedroom apartment in a central district, budget at least €150-180K. Add 10-13% for taxes and fees.
No restrictions on property ownership. Non-EU buyers follow the same process as EU citizens. The main additional requirement is a NIE (tax ID number). For investments over €500K, you can apply for Spain's Golden Visa, granting EU residency.
From first viewing to collecting keys: typically 8-12 weeks. If you need a mortgage, add 3-4 weeks for bank processing. Cash purchases can complete in as little as 4-6 weeks.
Resale properties are cheaper per m² and available immediately, but may need renovation. New builds offer modern features, energy efficiency, and 10-year structural warranties, but cost 15-30% more and may require waiting for completion. Both attract the same 10% tax.
Annual costs include: IBI (property tax, €300-€1,200/year), community fees (€30-€150/month), home insurance (€200-€500/year), and basura (waste tax, €100-€200/year). If renting out, add income tax on rental earnings.
Yes. Spanish banks offer mortgages to non-residents at 60-70% LTV. Interest rates range from 2.5-4% fixed. You'll need proof of income, tax returns, and a bank valuation of the property. We work with mortgage brokers who specialize in non-resident loans.
Significantly. Valencia's average price per m² (€2,100) is roughly 40% less than Barcelona (€3,800) and 35% less than Madrid (€3,500). Yet Valencia ranks #1 in Spain for quality of life, with better weather, beaches, and a lower cost of living.
We recommend at least one visit for viewings, but we can handle the entire process remotely with video tours, digital signatures, and power of attorney. Many of our international clients complete purchases with just one trip to Valencia for the notary signing.

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